Before you decide to switch companies, find out if your present insurance company will give you something called "accident forgiveness." In many cases, an accident can cause your car insurance to go up about twenty five percent, however, with accident forgiveness your company premium does not raise.
This benefit is often provided once you have been with an insurance company four to seven years. If you currently have this benefit, it may be wise to stay with your insurance company unless you are able to save twenty five percent or more.
